Jewelers Block Insurance for Miami's Jewelry Community

Miami's jewelry market moves fast — high-value inventory, active trade routes, international clientele, and a dense concentration of retailers, designers, and wholesalers operating across one of the country's most dynamic districts. Jewelers Block, a specialty insurance program of MJM Global, serves jewelry businesses throughout Miami and South Florida with coverage built specifically for how this industry operates: the merchandise on your floor, the goods in transit, the pieces out on memo, and everything in between. We bring more than 70 years of jewelry industry insurance experience to every account we write — backed by long-standing relationships with major Jewelers Block carriers.

Coverage Built for Miami's Jewelry Market

Miami's jewelry professionals face a distinct risk profile. Proximity to international shipping corridors, high foot traffic in retail environments, and the volume of goods moving between wholesalers, designers, and retailers all create exposures that standard commercial property policies are not designed to address. Jewelers Block insurance is the industry-standard solution — and our program is one of the most comprehensive available to Florida-based businesses.

 

Coverage we place for Miami jewelry businesses includes:

 

  • Inventory on premises, including stock in showcases, vaults, and workrooms
  • Goods in transit by road, air, or courier — including travel by owners and sales representatives
  • Merchandise out on memo or consignment, and goods taken in on memo or for repair
  • Trade show and exhibition coverage for events throughout Florida and nationally
  • Shipping and shipment protection for packages moving to customers, vendors, or auction houses
  • Robbery, burglary, and theft protection, including employee dishonesty coverage
  • Terrorism coverage for businesses in high-density commercial areas

Why Miami Jewelry Businesses Work With Us

Located in the Seybold Building, we have spent decades building these partnerships specifically to serve jewelry industry clients, and that access translates directly into better placement for your account.

 

What sets our program apart for Miami-area clients:

 

  • A dedicated claims manager who advocates on your behalf through every stage of the process — negotiating directly with carriers so you are not navigating the claims process alone
  • A team that understands the jewelry trade from the inside, including the specific risks tied to trade shows, road carrying, and international shipments common in South Florida
  • A founding partner relationship with JewelersHealthCare.com, which means the same firm that insures your business can connect you to employee health benefits enrollment and management for full-time, part-time, and seasonal staff

Serving the Full Range of Miami's Jewelry Industry

Miami's jewelry community includes a wide range of business types, and our program is structured to serve each of them. Whether you operate a retail showroom in Brickell or Aventura, manufacture or design pieces for wholesale distribution, work as a bench jeweler or gemologist taking in goods for repair, or exhibit at trade shows across Florida and beyond, we write coverage that fits the way your business actually operates.

 

We work with:

 

Black phone handset with speech bubbles, representing a call or messaging icon.
A Boutique Approach Backed by National Reach

Jewelers Block is a specialty program of MJM Global, an independent brokerage with more than 70 years of experience insuring commercial and personal risk. We are not a generalist agency that handles jewelry accounts on the side — this is our market, and we maintain an active presence at major jewelry trade shows and conventions where we meet clients and prospects face to face. That combination of deep industry relationships and hands-on service is what our clients return to year after year.

Frequently Asked Questions

  • What is jewelers block insurance and do I need it for my Miami jewelry business?

    Jewelers block insurance is a specialty inland marine policy designed to cover the unique risks jewelry businesses face — inventory loss, theft, transit exposures, goods out on memo, and more. Standard commercial property insurance typically excludes or severely limits coverage for these scenarios. If your business buys, sells, manufactures, repairs, or moves jewelry, a jewelers block policy is the appropriate coverage vehicle.

  • Does your program cover jewelry businesses throughout Florida, or only in Miami?

    Our program serves jewelry businesses across Florida and nationwide. Miami is one of our primary markets, but we place jewelers block insurance for clients throughout the state and across the country.

  • What happens when I need to file a claim?

    You will work directly with our dedicated claims manager, who handles communication and negotiation with the carrier on your behalf. We do not hand you off to a carrier call center — our team stays involved through the entire process to advocate for a fair and timely resolution.

  • Can you cover goods I have out on memo or consignment?

    Yes. Our jewelers block program includes coverage for goods given out on memo or consignment, as well as goods taken in on memo or for repair. These are among the most commonly overlooked exposures in the jewelry trade, and we make sure they are addressed in your policy.

  • Do you also offer health benefits for my jewelry business employees?

    As a founding partner of JewelersHealthCare.com, we can connect Miami-area jewelry businesses to employee health benefits enrollment and management — covering full-time, part-time, and seasonal employees. It is a natural extension of the relationship we already have with our insurance clients.