Know Exactly What's Covered, No Guesswork

Industries We Serve

Black silhouette of jewelry and beauty products, including necklace, rings, earrings, and perfume bottles

Jewelry Retailers

Coverage for showroom and storefront risk, from inventory on display and in safes to goods out on memo.

Black globe with an orbiting airplane icon, symbolizing travel or global transportation

Jewelry Manufacturers

Coverage for materials and finished goods moving through production, storage, and shipment.

Black silhouette of a trophy on a pedestal with two side posts

Wholesalers & Distributors

Coverage for high-value goods in bulk, in transit, and moving between buyers and vendors.

Black jewelry display bust with a layered necklace and pendant on a white background

Jewelry Designers

Coverage for original pieces and materials, from the studio to samples shown to buyers and clients.

Black delivery truck icon with a white logo on the side

Trade Show Exhibitors

Coverage for inventory on the show floor and in transit to and from the event.

Black silhouette of a person in a suit and tie icon

Pawnbrokers

Coverage for the inventory and transaction risks pawnbrokers face daily, backed by claims advocacy and wide carrier access.

Black running person icon on a white background with a backpack-like shape

Contractors

Coverage for bench jewelers, gemologists, and repair subcontractors who hold client-owned goods, with workmanship exposure addressed when it is added to the policy.

Find the Program That Fits Your Business.

How Does Your Business Type Change Your Jewelers Block Coverage?

Your industry shapes where your inventory sits, who handles it, and which perils matter most. These are the factors we review with every client before a program is structured:


  • Where your inventory is held, including safes, vaults, showcases, and off-site locations
  • How often goods travel, ship, or move to trade shows and trunk shows
  • Whether you take in or give out goods on memo, consignment, or repair
  • How your inventory is valued, on a cost or replacement basis
  • Which crime perils, including employee dishonesty, apply to your operation
got a question? We have an answer

Common Questions About Jewelers Block Insurance by Industry

  • Who needs jewelers block insurance?

    Any business that holds jewelry, gemstones, or precious metals can need it, including retailers, manufacturers, wholesalers, designers, trade show exhibitors, contractors, and pawnbrokers. Standard commercial property policies typically don’t address inventory that moves between locations.

  • Is jewelers block insurance only for jewelry stores?

    No. We place coverage for manufacturers, wholesalers and distributors, designers, bench jewelers, gemologists, and pawnbrokers as well as retailers. Each group carries a different risk profile, so each program is structured differently.

  • How do I know which coverage fits my type of jewelry business?

    Start with a no-cost risk assessment. We review how your inventory is stored, moved, and valued, then show you where your current program fits and where broader carrier access could close gaps.

  • Is jewelers block insurance different from standard commercial property insurance?

    Yes.  Jewelers Block insurance is purpose-built for the jewelry industry, coverage inventory wherever it goes as opposed to limited, on-premises coverage that standard commercial property policies can provide.