JewelersBlock.com
Howard N. Silverstein, CIC
Phone: (716) 631-5033
Toll Free: (877) 552-1508
E-Mail: hs@jewelersblock.com

Life and Disability Insurance

You and Your Business

What would happen to your business-and your family- if you died or became disabled?

Buy-Sell Agreement- Assures the survival of your business should a co-owner die or become disabled.
Key-Person Insurance- You've insured your business, building, and equipment; how about your key income-producing employees?
Estate Planning- More money for your family and less for taxes.
Business Loan Insurance- In times of tight credit, business loan insurance can be a big plus in securing a commercial loan.
Stock Redemption- Provides your estate with tax-preference corporate dollars that allows your family to retain ownership.

You and Your Employees

How can we help you attract, reward, and retain top-notch employees?

Executive Bonus- Provides valuable life insurance and retirement benefits for you and selected employees with tax-deductible dollars.
Deferred Compensation- A plan to tie key employees to your company while providing life, disability, and retirement benefits.
Split-dollar- A way of providing valuable life insurance and retirement benefits for you and key employees with no extra cost to your business.

Products Offered:

• Term Life
• Whole Life
• Disability (Income Protection)
• Disability Buyout
• Disability Business Overhead Expense

Created by Alan Schwartz, www.consultAlanS.com
Copyright © 2008 Howard N. Silverstein, CIC. All rights reserved.
Revised: February 19, 2008